Renters insurance is a good idea for just about anyone who rents. That’s because your landlord’s insurance policy won’t cover your personal liability or put a roof over your head if your place becomes uninhabitable.
If you've never taken inventory of your belongings, even just mentally, and assigned a price tag to what you own, you might be surprised at the tally. Even if you feel like you don't own anything of value, even simple possessions can add up to a dollar figure that might pose a huge burden if you were forced to replace it all at one time.
This alone should give you cause to look deeper into obtaining renters insurance. Fortunately, renters insurance isn't particularly expensive, and compared to writing a check to replace all your possessions it becomes a fairly insignificant monthly cost.
Getting the Insurance You Need
When considering purchasing renters insurance, there are a few steps you should take and some things you should keep in mind along the way.
- Get Online Quotes
- Bundling for Savings
- Consider the Deductible
- Discounts
Don't ever feel like you have to settle for less in life just because you aren't a homeowner. Renters insurance is available from every major insurance provider and remains one of the best values for your money. Protect your belongings against the risks of theft, fire, flood, and other damage and enjoy the peace of mind you'll gain from knowing you'll be able to replace your belongings without the retail price tag.
Apartment Resident #LifeHacks was created in 2018 by Grady Management, Inc. Grady Management was founded in 1965 and continues to provide a full service residential, commercial, and consulting real estate firm in the greater Washington and Baltimore metropolitan area. Learn more from our website or Facebook page.
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