The Benefits of Renters Insurance: March 2019

Renters insurance is a good idea for just about anyone who rents. That’s because your landlord’s insurance policy won’t cover your personal liability or put a roof over your head if your place becomes uninhabitable.

If you've never taken inventory of your belongings, even just mentally, and assigned a price tag to what you own, you might be surprised at the tally. Even if you feel like you don't own anything of value, even simple possessions can add up to a dollar figure that might pose a huge burden if you were forced to replace it all at one time.

This alone should give you cause to look deeper into obtaining renters insurance. Fortunately, renters insurance isn't particularly expensive, and compared to writing a check to replace all your possessions it becomes a fairly insignificant monthly cost.

Getting the Insurance You Need

When considering purchasing renters insurance, there are a few steps you should take and some things you should keep in mind along the way.

• Get Online Quotes

Shopping online is a great way to get the insurance you need. Many websites give you the ability to customize your insurance policy, giving you the power to determine for yourself how much insurance you want from the privacy of your own computer.

Five Surprising Benefits of Paying Your Rent Online

Are you reluctant to pay your rent online? Well, there are a few benefits of paying your rent online that you might not have considered. All communities managed by Grady Management offer online payment options for renters that give you a chance to take better control of your finances, remove some stress from your day, and even improve your credit score. Check out the benefits below:

Build Your Credit with Credit Reporting

 There are lots of advantages to improving your credit score. A good score can help you get a lower interest rate for financing a car or other large purchases, and even help you buy a home one day. If you’re paying your rent on time every month that’s likely your largest recurring payment, which can make a positive impact on your credit score. Many Grady communities now offer the opportunity to directly report your rent payments when you pay your rent online. There’s nothing else you have to do. This system makes it simple, secure and effective to build your credit.

Reduce Your Stress with Automated Recurring Payments

 To make sure you’re always paying rent on time, building that credit score, and avoiding late charges, online payment solutions offer convenient reminders via email and text. Even better, many systems offer autopay options so you can set it and forget it. With autopay you’ll be paying on time, all of the time and any late fees will be a thing of the past.

Accommodate Your Busy Lifestyle with Mobile Payment Options

 If you’re out and about and receive that text reminder that your rent is due, what do you do? It’s simple. It’ll only take a couple of minutes to click to pay online via a mobile-friendly website or payment app. Most solutions let you pay anytime, anywhere, accommodating renters whether you’re at your desk or on the go.